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Capital Required โš ๏ธ Medium Risk

Target: $500 / Month

Ticker: XOM โ€ข Yield: 3.2% โ€ข Growth (5yr): 3.5%

Sector
Energy
Estimated Capital Needed (Today)
$187,500
to generate $500 monthly immediately

๐Ÿ’ฐ Net: approx. $423 /mo after tax.

โณ The Waiting Game: Save Money by Holding

Currently, you need $187,500. But if XOM grows its dividend by 3.5% annually, you can invest less today and hit your goal later.

Wait 1 Y Save $6,341
$181,159
Wait 3 Y Save $18,386
$169,114
Wait 5 Y Save $29,630
$157,870
Wait 10 Y Save $54,578
$132,922

*Assumes constant dividend reinvestment is NOT included, only dividend growth.

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โ˜ƒ๏ธ The Snowball Effect (10-Year DRIP)

Reinvesting all dividends with constant yield:

YearTotal ValueMonthly Income
Year 1$193,500+$516/mo
Year 3$206,082+$550/mo
Year 5$219,482+$585/mo
Year 10$256,920+$685/mo

Real Life Impact

๐Ÿฅ Health Insurance premiums covered. Peace of mind secured.

Analysis Breakdown

Introduction

Wondering how much capital you need for $500.00/month? By investing about $187,500.00 in Exxon Mobil (XOM), you could theoretically hit that mark. This calculation utilizes the current trailing yield of 3.20%.

About XOM

Exxon Mobil (XOM) is a key player in the Energy sector. It is generally viewed as a stable income generator.

Investment Context

Deploying $187,500.00 is a serious step. Ensure XOM aligns with your risk tolerance.

Disclaimer: Informational only. Not financial advice. Yields vary. Past performance does not guarantee future results.

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