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Capital Required โš ๏ธ Medium Risk

Target: $500 / Month

Ticker: T โ€ข Yield: 6.6% โ€ข Growth (5yr): 1.0%

Sector
Telecommunications
Estimated Capital Needed (Today)
$90,909.09
to generate $500 monthly immediately

๐Ÿ’ฐ Net: approx. $423 /mo after tax.

โณ The Waiting Game: Save Money by Holding

Currently, you need $90,909.09. But if T grows its dividend by 1.0% annually, you can invest less today and hit your goal later.

Wait 1 Y Save $900
$90,009
Wait 3 Y Save $2,674
$88,235
Wait 5 Y Save $4,412
$86,497
Wait 10 Y Save $8,610
$82,299

*Assumes constant dividend reinvestment is NOT included, only dividend growth.

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โ˜ƒ๏ธ The Snowball Effect (10-Year DRIP)

Reinvesting all dividends with constant yield:

YearTotal ValueMonthly Income
Year 1$96,909+$533/mo
Year 3$110,123+$606/mo
Year 5$125,139+$688/mo
Year 10$172,258+$947/mo

Real Life Impact

๐Ÿš— Car payment? Gone. You're effectively driving for free.

Analysis Breakdown

Introduction

Looking to cover $500.00 in monthly bills with dividends? Based on the yield of AT&T Inc. (T), your target portfolio size is around $90,909.09. This calculation utilizes the current trailing yield of 6.60%.

About T

Traded as T, AT&T Inc. operates within the Telecommunications space. Many portfolios hold it for consistency.

Investment Context

From an investment angle, committing $90,909.09 requires conviction in T's future.

Disclaimer: Informational only. Not financial advice. Yields vary. Past performance does not guarantee future results.

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