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Capital Required ๐Ÿ›ก๏ธ Low Risk

Target: $500 / Month

Ticker: SO โ€ข Yield: 4.0% โ€ข Growth (5yr): 3.0%

Sector
Utilities
Estimated Capital Needed (Today)
$150,000
to generate $500 monthly immediately

๐Ÿ’ฐ Net: approx. $423 /mo after tax.

โณ The Waiting Game: Save Money by Holding

Currently, you need $150,000. But if SO grows its dividend by 3.0% annually, you can invest less today and hit your goal later.

Wait 1 Y Save $4,369
$145,631
Wait 3 Y Save $12,729
$137,271
Wait 5 Y Save $20,609
$129,391
Wait 10 Y Save $38,386
$111,614

*Assumes constant dividend reinvestment is NOT included, only dividend growth.

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โ˜ƒ๏ธ The Snowball Effect (10-Year DRIP)

Reinvesting all dividends with constant yield:

YearTotal ValueMonthly Income
Year 1$156,000+$520/mo
Year 3$168,730+$562/mo
Year 5$182,498+$608/mo
Year 10$222,037+$740/mo

Real Life Impact

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Analysis Breakdown

Introduction

Looking to cover $500.00 in monthly bills with dividends? By investing about $150,000.00 in Southern Company (SO), you could theoretically hit that mark. Note that this math relies on a 4.00% yield.

About SO

Southern Company (SO) is a key player in the Utilities sector. Stability is the key trait associated with this ticker.

Investment Context

Why SO? Because at $150,000.00 capital, yield stability becomes your best friend.

Disclaimer: Informational only. Not financial advice. Yields vary. Past performance does not guarantee future results.

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