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Capital Required ๐Ÿ›ก๏ธ Low Risk

Target: $500 / Month

Ticker: PNW โ€ข Yield: 4.4% โ€ข Growth (5yr): 3.0%

Sector
Utilities
Estimated Capital Needed (Today)
$136,363.64
to generate $500 monthly immediately

๐Ÿ’ฐ Net: approx. $423 /mo after tax.

โณ The Waiting Game: Save Money by Holding

Currently, you need $136,363.64. But if PNW grows its dividend by 3.0% annually, you can invest less today and hit your goal later.

Wait 1 Y Save $3,972
$132,392
Wait 3 Y Save $11,572
$124,792
Wait 5 Y Save $18,735
$117,628
Wait 10 Y Save $34,896
$101,467

*Assumes constant dividend reinvestment is NOT included, only dividend growth.

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โ˜ƒ๏ธ The Snowball Effect (10-Year DRIP)

Reinvesting all dividends with constant yield:

YearTotal ValueMonthly Income
Year 1$142,364+$522/mo
Year 3$155,167+$569/mo
Year 5$169,122+$620/mo
Year 10$209,751+$769/mo

Real Life Impact

๐Ÿฅ Health Insurance premiums covered. Peace of mind secured.

Analysis Breakdown

Introduction

Looking to cover $500.00 in monthly bills with dividends? Based on the yield of Pinnacle West Capital (PNW), your target portfolio size is around $136,363.64. This figure assumes the yield holds steady at 4.40%.

About PNW

Investors in the Utilities sector often watch Pinnacle West Capital (PNW). It is generally viewed as a stable income generator.

Investment Context

From an investment angle, committing $136,363.64 requires conviction in PNW's future.

Disclaimer: Informational only. Not financial advice. Yields vary. Past performance does not guarantee future results.

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