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Capital Required โš ๏ธ Medium Risk

Target: $500 / Month

Ticker: PM โ€ข Yield: 5.1% โ€ข Growth (5yr): 3.0%

Sector
Consumer Staples
Estimated Capital Needed (Today)
$117,647.06
to generate $500 monthly immediately

๐Ÿ’ฐ Net: approx. $423 /mo after tax.

โณ The Waiting Game: Save Money by Holding

Currently, you need $117,647.06. But if PM grows its dividend by 3.0% annually, you can invest less today and hit your goal later.

Wait 1 Y Save $3,427
$114,220
Wait 3 Y Save $9,983
$107,664
Wait 5 Y Save $16,164
$101,483
Wait 10 Y Save $30,107
$87,540

*Assumes constant dividend reinvestment is NOT included, only dividend growth.

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โ˜ƒ๏ธ The Snowball Effect (10-Year DRIP)

Reinvesting all dividends with constant yield:

YearTotal ValueMonthly Income
Year 1$123,647+$525/mo
Year 3$136,581+$580/mo
Year 5$150,867+$641/mo
Year 10$193,468+$822/mo

Real Life Impact

๐Ÿฅ Health Insurance premiums covered. Peace of mind secured.

Analysis Breakdown

Introduction

Looking to cover $500.00 in monthly bills with dividends? By investing about $117,647.06 in Philip Morris International (PM), you could theoretically hit that mark. This figure assumes the yield holds steady at 5.10%.

About PM

Investors in the Consumer Staples sector often watch Philip Morris International (PM). Many portfolios hold it for consistency.

Investment Context

Deploying $117,647.06 is a serious step. Ensure PM aligns with your risk tolerance.

Disclaimer: Informational only. Not financial advice. Yields vary. Past performance does not guarantee future results.

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