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Capital Required ๐Ÿ›ก๏ธ Low Risk

Target: $500 / Month

Ticker: PG โ€ข Yield: 2.5% โ€ข Growth (5yr): 5.5%

Sector
Consumer Staples
Estimated Capital Needed (Today)
$240,000
to generate $500 monthly immediately

๐Ÿ’ฐ Net: approx. $423 /mo after tax.

โณ The Waiting Game: Save Money by Holding

Currently, you need $240,000. But if PG grows its dividend by 5.5% annually, you can invest less today and hit your goal later.

Wait 1 Y Save $12,512
$227,488
Wait 3 Y Save $35,613
$204,387
Wait 5 Y Save $56,368
$183,632
Wait 10 Y Save $99,497
$140,503

*Assumes constant dividend reinvestment is NOT included, only dividend growth.

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โ˜ƒ๏ธ The Snowball Effect (10-Year DRIP)

Reinvesting all dividends with constant yield:

YearTotal ValueMonthly Income
Year 1$246,000+$512/mo
Year 3$258,454+$538/mo
Year 5$271,538+$566/mo
Year 10$307,220+$640/mo

Real Life Impact

๐Ÿš— Car payment? Gone. You're effectively driving for free.

Analysis Breakdown

Introduction

Looking to cover $500.00 in monthly bills with dividends? Based on the yield of Procter & Gamble (PG), your target portfolio size is around $240,000.00. Note that this math relies on a 2.50% yield.

About PG

Investors in the Consumer Staples sector often watch Procter & Gamble (PG). Stability is the key trait associated with this ticker.

Investment Context

Deploying $240,000.00 is a serious step. Ensure PG aligns with your risk tolerance.

Disclaimer: Informational only. Not financial advice. Yields vary. Past performance does not guarantee future results.

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