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Capital Required ๐Ÿ›ก๏ธ Low Risk

Target: $500 / Month

Ticker: CL โ€ข Yield: 2.3% โ€ข Growth (5yr): 3.0%

Sector
Consumer Staples
Estimated Capital Needed (Today)
$260,869.57
to generate $500 monthly immediately

๐Ÿ’ฐ Net: approx. $423 /mo after tax.

โณ The Waiting Game: Save Money by Holding

Currently, you need $260,869.57. But if CL grows its dividend by 3.0% annually, you can invest less today and hit your goal later.

Wait 1 Y Save $7,598
$253,271
Wait 3 Y Save $22,137
$238,733
Wait 5 Y Save $35,841
$225,028
Wait 10 Y Save $66,758
$194,111

*Assumes constant dividend reinvestment is NOT included, only dividend growth.

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โ˜ƒ๏ธ The Snowball Effect (10-Year DRIP)

Reinvesting all dividends with constant yield:

YearTotal ValueMonthly Income
Year 1$266,870+$512/mo
Year 3$279,287+$535/mo
Year 5$292,282+$560/mo
Year 10$327,476+$628/mo

Real Life Impact

โœˆ๏ธ Weekend getaway! You can fly somewhere nice every quarter.

Analysis Breakdown

Introduction

Is your goal to generate $500.00 every month passively? Using Colgate-Palmolive (CL), you'd need approximately $260,869.57 invested today. Note that this math relies on a 2.30% yield.

About CL

Traded as CL, Colgate-Palmolive operates within the Consumer Staples space. Many portfolios hold it for consistency.

Investment Context

Deploying $260,869.57 is a serious step. Ensure CL aligns with your risk tolerance.

Disclaimer: Informational only. Not financial advice. Yields vary. Past performance does not guarantee future results.

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