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Capital Required โš ๏ธ Medium Risk

Target: $3,000 / Month

Ticker: XOM โ€ข Yield: 3.2% โ€ข Growth (5yr): 3.5%

Sector
Energy
Estimated Capital Needed (Today)
$1,125,000
to generate $3,000 monthly immediately

๐Ÿ’ฐ Net: approx. $2,538 /mo after tax.

โณ The Waiting Game: Save Money by Holding

Currently, you need $1,125,000. But if XOM grows its dividend by 3.5% annually, you can invest less today and hit your goal later.

Wait 1 Y Save $38,043
$1,086,957
Wait 3 Y Save $110,314
$1,014,686
Wait 5 Y Save $177,780
$947,220
Wait 10 Y Save $327,466
$797,534

*Assumes constant dividend reinvestment is NOT included, only dividend growth.

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โ˜ƒ๏ธ The Snowball Effect (10-Year DRIP)

Reinvesting all dividends with constant yield:

YearTotal ValueMonthly Income
Year 1$1,161,000+$3,096/mo
Year 3$1,236,493+$3,297/mo
Year 5$1,316,895+$3,512/mo
Year 10$1,541,521+$4,111/mo

Real Life Impact

โณ You just bought 'Time'. The 9-to-5 grind is now optional.

Analysis Breakdown

Introduction

Wondering how much capital you need for $3000.00/month? By investing about $1,125,000.00 in Exxon Mobil (XOM), you could theoretically hit that mark. This calculation utilizes the current trailing yield of 3.20%.

About XOM

Exxon Mobil (XOM) is a key player in the Energy sector. It is generally viewed as a stable income generator.

Investment Context

Deploying $1,125,000.00 is a serious step. Ensure XOM aligns with your risk tolerance.

Disclaimer: Informational only. Not financial advice. Yields vary. Past performance does not guarantee future results.

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