Top AdSense Placeholder
Capital Required ๐Ÿ›ก๏ธ Low Risk

Target: $3,000 / Month

Ticker: VYM โ€ข Yield: 3.2% โ€ข Growth (5yr): 6.5%

Sector
Dividend Equity ETF
Estimated Capital Needed (Today)
$1,125,000
to generate $3,000 monthly immediately

๐Ÿ’ฐ Net: approx. $2,538 /mo after tax.

โณ The Waiting Game: Save Money by Holding

Currently, you need $1,125,000. But if VYM grows its dividend by 6.5% annually, you can invest less today and hit your goal later.

Wait 1 Y Save $68,662
$1,056,338
Wait 3 Y Save $193,670
$931,330
Wait 5 Y Save $303,884
$821,116
Wait 10 Y Save $525,683
$599,317

*Assumes constant dividend reinvestment is NOT included, only dividend growth.

Mid-Content AdSense

Adjust Calculation

$
$

โ˜ƒ๏ธ The Snowball Effect (10-Year DRIP)

Reinvesting all dividends with constant yield:

YearTotal ValueMonthly Income
Year 1$1,161,000+$3,096/mo
Year 3$1,236,493+$3,297/mo
Year 5$1,316,895+$3,512/mo
Year 10$1,541,521+$4,111/mo

Real Life Impact

๐Ÿ“‰ Market crash? Who cares! The cash keeps flowing in.

Analysis Breakdown

Introduction

Planning for a reliable $3000.00 monthly income stream? Using Vanguard High Dividend Yield ETF (VYM), you'd need approximately $1,125,000.00 invested today. We base this on its recent trailing yield of 3.20%.

About VYM

Investors in the Dividend Equity ETF sector often watch Vanguard High Dividend Yield ETF (VYM). Many portfolios hold it for consistency.

Investment Context

Why VYM? Because at $1,125,000.00 capital, yield stability becomes your best friend.

Disclaimer: Informational only. Not financial advice. Yields vary. Past performance does not guarantee future results.

Bottom AdSense