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Capital Required ๐Ÿ›ก๏ธ Low Risk

Target: $3,000 / Month

Ticker: USMV โ€ข Yield: 1.7% โ€ข Growth (5yr): 6.0%

Sector
Low Volatility ETF
Estimated Capital Needed (Today)
$2,117,647.06
to generate $3,000 monthly immediately

๐Ÿ’ฐ Net: approx. $2,538 /mo after tax.

โณ The Waiting Game: Save Money by Holding

Currently, you need $2,117,647.06. But if USMV grows its dividend by 6.0% annually, you can invest less today and hit your goal later.

Wait 1 Y Save $119,867
$1,997,780
Wait 3 Y Save $339,630
$1,778,017
Wait 5 Y Save $535,218
$1,582,429
Wait 10 Y Save $935,164
$1,182,483

*Assumes constant dividend reinvestment is NOT included, only dividend growth.

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โ˜ƒ๏ธ The Snowball Effect (10-Year DRIP)

Reinvesting all dividends with constant yield:

YearTotal ValueMonthly Income
Year 1$2,153,647+$3,051/mo
Year 3$2,227,493+$3,156/mo
Year 5$2,303,872+$3,264/mo
Year 10$2,506,473+$3,551/mo

Real Life Impact

โณ You just bought 'Time'. The 9-to-5 grind is now optional.

Analysis Breakdown

Introduction

Dreaming of an extra $3000.00 in monthly cash flow? Using iShares MSCI USA Min Vol Factor ETF (USMV), you'd need approximately $2,117,647.06 invested today. We base this on its recent trailing yield of 1.70%.

About USMV

iShares MSCI USA Min Vol Factor ETF (USMV) is a key player in the Low Volatility ETF sector. Many portfolios hold it for consistency.

Investment Context

From an investment angle, committing $2,117,647.06 requires conviction in USMV's future.

Disclaimer: Informational only. Not financial advice. Yields vary. Past performance does not guarantee future results.

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