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Capital Required โš ๏ธ Medium Risk

Target: $3,000 / Month

Ticker: T โ€ข Yield: 6.6% โ€ข Growth (5yr): 1.0%

Sector
Telecommunications
Estimated Capital Needed (Today)
$545,454.55
to generate $3,000 monthly immediately

๐Ÿ’ฐ Net: approx. $2,538 /mo after tax.

โณ The Waiting Game: Save Money by Holding

Currently, you need $545,454.55. But if T grows its dividend by 1.0% annually, you can invest less today and hit your goal later.

Wait 1 Y Save $5,401
$540,054
Wait 3 Y Save $16,042
$529,413
Wait 5 Y Save $26,473
$518,981
Wait 10 Y Save $51,662
$493,793

*Assumes constant dividend reinvestment is NOT included, only dividend growth.

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โ˜ƒ๏ธ The Snowball Effect (10-Year DRIP)

Reinvesting all dividends with constant yield:

YearTotal ValueMonthly Income
Year 1$581,455+$3,198/mo
Year 3$660,739+$3,634/mo
Year 5$750,835+$4,130/mo
Year 10$1,033,548+$5,685/mo

Real Life Impact

๐Ÿ‘” You are your own boss now. This replaces an average salary.

Analysis Breakdown

Introduction

Looking to cover $3000.00 in monthly bills with dividends? Based on the yield of AT&T Inc. (T), your target portfolio size is around $545,454.55. This calculation utilizes the current trailing yield of 6.60%.

About T

Traded as T, AT&T Inc. operates within the Telecommunications space. Many portfolios hold it for consistency.

Investment Context

From an investment angle, committing $545,454.55 requires conviction in T's future.

Disclaimer: Informational only. Not financial advice. Yields vary. Past performance does not guarantee future results.

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