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Capital Required ๐Ÿ›ก๏ธ Low Risk

Target: $3,000 / Month

Ticker: SO โ€ข Yield: 4.0% โ€ข Growth (5yr): 3.0%

Sector
Utilities
Estimated Capital Needed (Today)
$900,000
to generate $3,000 monthly immediately

๐Ÿ’ฐ Net: approx. $2,538 /mo after tax.

โณ The Waiting Game: Save Money by Holding

Currently, you need $900,000. But if SO grows its dividend by 3.0% annually, you can invest less today and hit your goal later.

Wait 1 Y Save $26,214
$873,786
Wait 3 Y Save $76,373
$823,627
Wait 5 Y Save $123,652
$776,348
Wait 10 Y Save $230,315
$669,685

*Assumes constant dividend reinvestment is NOT included, only dividend growth.

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โ˜ƒ๏ธ The Snowball Effect (10-Year DRIP)

Reinvesting all dividends with constant yield:

YearTotal ValueMonthly Income
Year 1$936,000+$3,120/mo
Year 3$1,012,378+$3,375/mo
Year 5$1,094,988+$3,650/mo
Year 10$1,332,220+$4,441/mo

Real Life Impact

๐Ÿ“‰ Market crash? Who cares! The cash keeps flowing in.

Analysis Breakdown

Introduction

Looking to cover $3000.00 in monthly bills with dividends? By investing about $900,000.00 in Southern Company (SO), you could theoretically hit that mark. Note that this math relies on a 4.00% yield.

About SO

Southern Company (SO) is a key player in the Utilities sector. Stability is the key trait associated with this ticker.

Investment Context

Why SO? Because at $900,000.00 capital, yield stability becomes your best friend.

Disclaimer: Informational only. Not financial advice. Yields vary. Past performance does not guarantee future results.

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