Top AdSense Placeholder
Capital Required ๐Ÿ›ก๏ธ Low Risk

Target: $3,000 / Month

Ticker: SCHD โ€ข Yield: 3.4% โ€ข Growth (5yr): 11.0%

Sector
Dividend Equity ETF
Estimated Capital Needed (Today)
$1,058,823.53
to generate $3,000 monthly immediately

๐Ÿ’ฐ Net: approx. $2,538 /mo after tax.

โณ The Waiting Game: Save Money by Holding

Currently, you need $1,058,823.53. But if SCHD grows its dividend by 11.0% annually, you can invest less today and hit your goal later.

Wait 1 Y Save $104,928
$953,895
Wait 3 Y Save $284,621
$774,203
Wait 5 Y Save $430,463
$628,360
Wait 10 Y Save $685,922
$372,901

*Assumes constant dividend reinvestment is NOT included, only dividend growth.

Mid-Content AdSense

Adjust Calculation

$
$

โ˜ƒ๏ธ The Snowball Effect (10-Year DRIP)

Reinvesting all dividends with constant yield:

YearTotal ValueMonthly Income
Year 1$1,094,824+$3,102/mo
Year 3$1,170,537+$3,317/mo
Year 5$1,251,487+$3,546/mo
Year 10$1,479,207+$4,191/mo

Real Life Impact

โณ You just bought 'Time'. The 9-to-5 grind is now optional.

Analysis Breakdown

Introduction

Dreaming of an extra $3000.00 in monthly cash flow? With Schwab U.S. Dividend Equity ETF (SCHD), a capital allocation of roughly $1,058,823.53 could get you there. Note that this math relies on a 3.40% yield.

About SCHD

Schwab U.S. Dividend Equity ETF (SCHD) is a key player in the Dividend Equity ETF sector. It is generally viewed as a stable income generator.

Investment Context

Why SCHD? Because at $1,058,823.53 capital, yield stability becomes your best friend.

Disclaimer: Informational only. Not financial advice. Yields vary. Past performance does not guarantee future results.

Bottom AdSense