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Capital Required โš ๏ธ Medium Risk

Target: $3,000 / Month

Ticker: PM โ€ข Yield: 5.1% โ€ข Growth (5yr): 3.0%

Sector
Consumer Staples
Estimated Capital Needed (Today)
$705,882.35
to generate $3,000 monthly immediately

๐Ÿ’ฐ Net: approx. $2,538 /mo after tax.

โณ The Waiting Game: Save Money by Holding

Currently, you need $705,882.35. But if PM grows its dividend by 3.0% annually, you can invest less today and hit your goal later.

Wait 1 Y Save $20,560
$685,323
Wait 3 Y Save $59,900
$645,982
Wait 5 Y Save $96,982
$608,900
Wait 10 Y Save $180,640
$525,243

*Assumes constant dividend reinvestment is NOT included, only dividend growth.

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โ˜ƒ๏ธ The Snowball Effect (10-Year DRIP)

Reinvesting all dividends with constant yield:

YearTotal ValueMonthly Income
Year 1$741,882+$3,153/mo
Year 3$819,484+$3,483/mo
Year 5$905,203+$3,847/mo
Year 10$1,160,806+$4,933/mo

Real Life Impact

๐Ÿ“‰ Market crash? Who cares! The cash keeps flowing in.

Analysis Breakdown

Introduction

Looking to cover $3000.00 in monthly bills with dividends? By investing about $705,882.35 in Philip Morris International (PM), you could theoretically hit that mark. This figure assumes the yield holds steady at 5.10%.

About PM

Investors in the Consumer Staples sector often watch Philip Morris International (PM). Many portfolios hold it for consistency.

Investment Context

Deploying $705,882.35 is a serious step. Ensure PM aligns with your risk tolerance.

Disclaimer: Informational only. Not financial advice. Yields vary. Past performance does not guarantee future results.

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