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Capital Required ๐Ÿ›ก๏ธ Low Risk

Target: $3,000 / Month

Ticker: CL โ€ข Yield: 2.3% โ€ข Growth (5yr): 3.0%

Sector
Consumer Staples
Estimated Capital Needed (Today)
$1,565,217.39
to generate $3,000 monthly immediately

๐Ÿ’ฐ Net: approx. $2,538 /mo after tax.

โณ The Waiting Game: Save Money by Holding

Currently, you need $1,565,217.39. But if CL grows its dividend by 3.0% annually, you can invest less today and hit your goal later.

Wait 1 Y Save $45,589
$1,519,629
Wait 3 Y Save $132,822
$1,432,396
Wait 5 Y Save $215,047
$1,350,170
Wait 10 Y Save $400,549
$1,164,669

*Assumes constant dividend reinvestment is NOT included, only dividend growth.

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โ˜ƒ๏ธ The Snowball Effect (10-Year DRIP)

Reinvesting all dividends with constant yield:

YearTotal ValueMonthly Income
Year 1$1,601,217+$3,069/mo
Year 3$1,675,720+$3,212/mo
Year 5$1,753,690+$3,361/mo
Year 10$1,964,857+$3,766/mo

Real Life Impact

โณ You just bought 'Time'. The 9-to-5 grind is now optional.

Analysis Breakdown

Introduction

Is your goal to generate $3000.00 every month passively? Using Colgate-Palmolive (CL), you'd need approximately $1,565,217.39 invested today. Note that this math relies on a 2.30% yield.

About CL

Traded as CL, Colgate-Palmolive operates within the Consumer Staples space. Many portfolios hold it for consistency.

Investment Context

Deploying $1,565,217.39 is a serious step. Ensure CL aligns with your risk tolerance.

Disclaimer: Informational only. Not financial advice. Yields vary. Past performance does not guarantee future results.

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