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Capital Required โš ๏ธ Medium Risk

Target: $1,000 / Month

Ticker: T โ€ข Yield: 6.6% โ€ข Growth (5yr): 1.0%

Sector
Telecommunications
Estimated Capital Needed (Today)
$181,818.18
to generate $1,000 monthly immediately

๐Ÿ’ฐ Net: approx. $846 /mo after tax.

โณ The Waiting Game: Save Money by Holding

Currently, you need $181,818.18. But if T grows its dividend by 1.0% annually, you can invest less today and hit your goal later.

Wait 1 Y Save $1,800
$180,018
Wait 3 Y Save $5,347
$176,471
Wait 5 Y Save $8,824
$172,994
Wait 10 Y Save $17,221
$164,598

*Assumes constant dividend reinvestment is NOT included, only dividend growth.

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โ˜ƒ๏ธ The Snowball Effect (10-Year DRIP)

Reinvesting all dividends with constant yield:

YearTotal ValueMonthly Income
Year 1$193,818+$1,066/mo
Year 3$220,246+$1,211/mo
Year 5$250,278+$1,377/mo
Year 10$344,516+$1,895/mo

Real Life Impact

๐Ÿ  Rent is FREE! Living cost-free is a superpower.

Analysis Breakdown

Introduction

Looking to cover $1000.00 in monthly bills with dividends? Based on the yield of AT&T Inc. (T), your target portfolio size is around $181,818.18. This calculation utilizes the current trailing yield of 6.60%.

About T

Traded as T, AT&T Inc. operates within the Telecommunications space. Many portfolios hold it for consistency.

Investment Context

From an investment angle, committing $181,818.18 requires conviction in T's future.

Disclaimer: Informational only. Not financial advice. Yields vary. Past performance does not guarantee future results.

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