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Capital Required ๐Ÿ›ก๏ธ Low Risk

Target: $1,000 / Month

Ticker: PNW โ€ข Yield: 4.4% โ€ข Growth (5yr): 3.0%

Sector
Utilities
Estimated Capital Needed (Today)
$272,727.27
to generate $1,000 monthly immediately

๐Ÿ’ฐ Net: approx. $846 /mo after tax.

โณ The Waiting Game: Save Money by Holding

Currently, you need $272,727.27. But if PNW grows its dividend by 3.0% annually, you can invest less today and hit your goal later.

Wait 1 Y Save $7,944
$264,784
Wait 3 Y Save $23,143
$249,584
Wait 5 Y Save $37,470
$235,257
Wait 10 Y Save $69,793
$202,935

*Assumes constant dividend reinvestment is NOT included, only dividend growth.

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โ˜ƒ๏ธ The Snowball Effect (10-Year DRIP)

Reinvesting all dividends with constant yield:

YearTotal ValueMonthly Income
Year 1$284,727+$1,044/mo
Year 3$310,335+$1,138/mo
Year 5$338,245+$1,240/mo
Year 10$419,502+$1,538/mo

Real Life Impact

๐Ÿ  Rent is FREE! Living cost-free is a superpower.

Analysis Breakdown

Introduction

Looking to cover $1000.00 in monthly bills with dividends? Based on the yield of Pinnacle West Capital (PNW), your target portfolio size is around $272,727.27. This figure assumes the yield holds steady at 4.40%.

About PNW

Investors in the Utilities sector often watch Pinnacle West Capital (PNW). It is generally viewed as a stable income generator.

Investment Context

From an investment angle, committing $272,727.27 requires conviction in PNW's future.

Disclaimer: Informational only. Not financial advice. Yields vary. Past performance does not guarantee future results.

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