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Capital Required โš ๏ธ Medium Risk

Target: $1,000 / Month

Ticker: PM โ€ข Yield: 5.1% โ€ข Growth (5yr): 3.0%

Sector
Consumer Staples
Estimated Capital Needed (Today)
$235,294.12
to generate $1,000 monthly immediately

๐Ÿ’ฐ Net: approx. $846 /mo after tax.

โณ The Waiting Game: Save Money by Holding

Currently, you need $235,294.12. But if PM grows its dividend by 3.0% annually, you can invest less today and hit your goal later.

Wait 1 Y Save $6,853
$228,441
Wait 3 Y Save $19,967
$215,327
Wait 5 Y Save $32,327
$202,967
Wait 10 Y Save $60,213
$175,081

*Assumes constant dividend reinvestment is NOT included, only dividend growth.

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โ˜ƒ๏ธ The Snowball Effect (10-Year DRIP)

Reinvesting all dividends with constant yield:

YearTotal ValueMonthly Income
Year 1$247,294+$1,051/mo
Year 3$273,161+$1,161/mo
Year 5$301,734+$1,282/mo
Year 10$386,935+$1,644/mo

Real Life Impact

๐Ÿ๏ธ You could live like a king in Bali or Thailand with this cash flow.

Analysis Breakdown

Introduction

Looking to cover $1000.00 in monthly bills with dividends? By investing about $235,294.12 in Philip Morris International (PM), you could theoretically hit that mark. This figure assumes the yield holds steady at 5.10%.

About PM

Investors in the Consumer Staples sector often watch Philip Morris International (PM). Many portfolios hold it for consistency.

Investment Context

Deploying $235,294.12 is a serious step. Ensure PM aligns with your risk tolerance.

Disclaimer: Informational only. Not financial advice. Yields vary. Past performance does not guarantee future results.

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