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Capital Required โš ๏ธ Medium Risk

Target: $1,000 / Month

Ticker: MO โ€ข Yield: 8.3% โ€ข Growth (5yr): 4.0%

Sector
Consumer Staples
Estimated Capital Needed (Today)
$144,578.31
to generate $1,000 monthly immediately

๐Ÿ’ฐ Net: approx. $846 /mo after tax.

โณ The Waiting Game: Save Money by Holding

Currently, you need $144,578.31. But if MO grows its dividend by 4.0% annually, you can invest less today and hit your goal later.

Wait 1 Y Save $5,561
$139,018
Wait 3 Y Save $16,049
$128,530
Wait 5 Y Save $25,745
$118,833
Wait 10 Y Save $46,906
$97,672

*Assumes constant dividend reinvestment is NOT included, only dividend growth.

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โ˜ƒ๏ธ The Snowball Effect (10-Year DRIP)

Reinvesting all dividends with constant yield:

YearTotal ValueMonthly Income
Year 1$156,578+$1,083/mo
Year 3$183,649+$1,270/mo
Year 5$215,400+$1,490/mo
Year 10$320,913+$2,220/mo

Real Life Impact

๐Ÿงฑ Mortgage crusher! Your house is basically paying for itself.

Analysis Breakdown

Introduction

Wondering how much capital you need for $1000.00/month? By investing about $144,578.31 in Altria Group (MO), you could theoretically hit that mark. Note that this math relies on a 8.30% yield.

About MO

Altria Group (MO) is a key player in the Consumer Staples sector. It is generally viewed as a stable income generator.

Investment Context

Deploying $144,578.31 is a serious step. Ensure MO aligns with your risk tolerance.

Disclaimer: Informational only. Not financial advice. Yields vary. Past performance does not guarantee future results.

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